Unlock Simple Cash Back: Applying for the Chase Ink Business Unlimited® Credit Card
Running a business requires juggling many things, and managing expenses can be a constant challenge. The Chase Ink Business Unlimited® Credit Card can simplify that process by offering straightforward cash back on every purchase. Here's how to determine if this card is right for you and navigate the application process.
Is the Ink Business Unlimited a Good Fit?
- Straightforward Rewards: Earn a flat 1.5% cash back on all purchases, making it easy to understand and redeem rewards.
- No Annual Fee: There's no yearly charge to keep the card active, maximizing your return on spending.
- Employee Cards at No Cost: Add employee cards to track business expenses without additional fees.
Ready to Apply?
Head to Chase's secure website https://creditcards.chase.com/business-credit-cards/ink/unlimited to begin the application. You'll be asked for some basic information:
- Business Details: Business name, address, and Employer Identification Number (EIN). If you're a sole proprietor, your Social Security Number (SSN) will suffice.
- Personal Information: Your name, contact information, and date of birth.
- Business Finances: Briefly outline your business type, estimated annual revenue, and monthly spending on business cards.
Tips for a Smooth Application
- Check your credit score: Generally, a good to excellent credit score (above 670) is preferred for approval.
- Gather your documents: Having your EIN and financial information readily available will streamline the process.
- Be truthful and consistent: Ensure the information you provide on the application matches your business records.
Beyond Approval: Getting the Most Out of Your Card
Once you're approved, remember there's no need to chase specific categories to earn rewards. Every purchase earns you 1.5% cash back, making it a great card for everyday business expenses. Utilize the employee cards to track individual spending and simplify expense reports.
Considering Other Options?
Chase offers a variety of Ink Business Cards. If you have specific spending categories or travel needs, explore other Ink Business Cards to find the best fit for your company's financial goals.
