Prime or Not, Earn Rewards: Applying for the Chase Amazon Visa®
The Chase Amazon Visa® caters to both Prime members and non-members, offering rewards on Amazon purchases and other categories. With no annual fee, it's a tempting option for many shoppers. Here's how to navigate the application process:
Before You Apply:
- Credit Score Check (Optional): While not required, knowing your credit score (generally good credit is preferred) can be helpful. Free credit score checks are available from various sources.
- Prime or Not Prime: This card offers benefits regardless of Prime membership, but rewards are slightly higher for Prime members. Consider your shopping habits.
- Alternatives Might Exist: If you don't shop Amazon often, other Chase cards might offer better rewards programs for your spending habits.
Applying for the Card:
- Gather Information: You'll need your Social Security number, employment details, and annual income.
- Head to Chase Online: Find the Chase Amazon Visa® application on Chase's website: https://creditcards.chase.com/cash-back-credit-cards/amazon.
- Complete the Application: Fill out the form accurately, ensuring all requested information is provided.
- Submit Your Application: Once reviewed, submit your application for processing.
After You Apply:
- Track the Status: You can usually check your application status online through Chase.
- Approval Decision: Chase will review your application and inform you of their decision.
- Strategic Use: If approved, remember to use the card for your Amazon purchases to maximize your rewards. Pay your balance in full and on time to avoid interest charges.
Maximizing Your Rewards:
- Prime Membership Perks: If you are a Prime member, you'll enjoy slightly higher rewards on Amazon purchases.
- Beyond Amazon: Utilize the card for other spending categories that qualify for rewards to maximize your return.
Additional Tips:
- Pre-Qualification Tool: Consider using Chase's pre-qualification tool to estimate your approval odds without impacting your credit score.
- Existing Amazon Account: Having an established Amazon account with a positive purchase history might improve your approval chances.
By following these steps, you'll be on your way to potentially unlocking the rewards of the Chase Amazon Visa®. Remember, understanding your shopping habits and whether a Prime membership is valuable to you are key factors to consider before applying.
