Chasing Rewards? Here's How to Apply for the Chase IHG One Rewards Premier Business Credit Card
Calling all business travelers (or aspiring travel hackers)! The Chase IHG One Rewards Premier Business Credit Card offers a tempting suite of perks for frequent IHG stays, including bonus points and elite status. If you're considering this card, here's a breakdown of the application process:
Check Your Eligibility
Before diving in, there are a couple of key things to consider:
- Business Requirement: This card is for business owners. You'll need a valid business tax ID (EIN) to apply.
- Credit Score: Chase typically favors applicants with good to excellent credit scores (generally above 700).
- 5/24 Rule: Chase has a rule where they're less likely to approve applicants with 5 or more new credit cards opened in the past 24 months.
Gather Your Documents
Once you've confirmed eligibility, gather the following documents to streamline the application process:
- Basic business information: Name, address, phone number, EIN
- Business income and revenue information
- Social Security number
Head to Chase's Website
Now you're ready to apply! Head over to the Chase website's dedicated page for the IHG One Rewards Premier Business Credit Card [https://creditcards.chase.com/business-credit-cards/IHG/business-premier].
Fill Out the Application
Carefully fill out the application form, providing accurate information about your business and finances. Be prepared to answer questions about your business structure, annual revenue, and number of employees.
Review and Submit
Double-check all your information for accuracy before submitting the application. Once you hit submit, Chase will review your application and notify you of their decision within a few business days.
Bonus Tip: Consider Pre-Qualification
Chase offers a pre-qualification tool for many of their cards. This allows you to see if you're likely to get approved without impacting your credit score.
The Takeaway
The Chase IHG One Rewards Premier Business Credit Card can be a valuable tool for frequent business travelers who stay at IHG properties. By following these steps and ensuring you meet the eligibility criteria, you'll be well on your way to reaping the rewards of this card.
