Calling All Outdoor Enthusiasts: Apply for the Capital One REI Co-op® Mastercard®!
Love adventuring outdoors and shopping at REI? Look no further than the Capital One REI Co-op® Mastercard®! This card offers exciting rewards for outdoor enthusiasts who also want to earn cash back on everyday purchases. Here's how to navigate the application process and start reaping the benefits:
Benefits of the Capital One REI Co-op® Mastercard®:
- Earn REI Co-op Mastercard Rewards:
- Get 5% back in rewards on purchases made directly at REI, including sale items, used gear, store services, and even REI gift cards.
- Earn 1.5% back on all other purchases made with the card.
- No annual fee: This card boasts no annual fee, making it a great option for budget-conscious REI shoppers.
- Additional perks: Enjoy exclusive member discounts and early access to REI sales events. (Note: You must be an REI member to apply for this card.)
Ready to Apply? Here's What to Do:
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Be an REI Co-op Member: This card is exclusive to REI Co-op members. If you're not already a member, you can sign up for a lifetime membership for a one-time fee of $30.
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Check Your Credit Score (Optional): While not required, checking your credit score beforehand can give you a general idea of your approval chances. This card is typically offered to applicants with good credit. You can access a free credit report annually from major bureaus.
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Pre-qualify Risk-Free: Capital One offers a pre-qualification tool. This allows you to see if you're likely to get approved without impacting your actual credit score.
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Gather Your Information:
When you're ready to apply, collect the following information to ensure a smooth process:
- Social Security number
- Date of birth
- Contact information
- Employment information
- Annual income
- Apply Online or In-Store:
- You can apply online through the Capital One website's REI Co-op® Mastercard® application page.
- If you prefer an in-person experience, some REI locations offer tablets you can use to apply.
- Review and Submit:
Double-check all your information for accuracy before submitting the application. Once everything looks good, submit it and wait for Capital One's decision.
Bonus Tips:
- Maximize Your Rewards: Use your Capital One REI Co-op® Mastercard® for all your REI purchases to maximize your 5% cash back benefit. Consider using it for everyday purchases too, to rack up additional rewards.
- Combine with REI Membership Perks: Enjoy the combined benefits of your REI membership and the Mastercard® to get the most out of your outdoor shopping experience.
- Pay Your Balance on Time: Avoid interest charges and maintain a good credit history by paying your balance in full and on time each month.
By following these steps, you can be on your way to applying for the Capital One REI Co-op® Mastercard® and start earning rewards on your outdoor adventures and everyday purchases! Remember, responsible credit card use is key to maximizing your benefits and building a healthy credit score.
